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A hand pausing over an unsigned settlement document beside medical billing envelopes.
A settlement offer is not the same as the amount you take home. Review the release, remaining bills, reimbursement claims, and other coverage first.
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A driver beside a safely parked car on a quiet Maryland road after a rainstorm.
The other driver’s insurance may not be the only available coverage. Your declarations, endorsements, and coverage elections can change the analysis.
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A phone displaying an incoming call beside car keys, with a damaged car outside.
Before a recorded insurance interview, identify who is asking, what the request covers, and whether your own policy creates separate duties.
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