If you have a history of late payments, unpaid bills, or accounts sent for collection, your credit record will suffer.  A bad credit record gives you a low credit score and makes it difficult for you to get needed credit or loans for things you really need. Your credit history Mostly everything you do with...Read More

Citing Florida’s “Stand Your Ground Law,” many analysts are characterizing the Trayvon Martin case as difficult, stating that George Zimmerman has a credible claim for Self Defense. I argue that self defense is inapplicable. I do not see this case as difficult. I see this case as one where Zimmerman was committing Child Abuse and...Read More

Point One: At 17 years old, Trayvon Martin was a Child under Florida Law. Fla. Stat. § 827.01.  Definitions  As used in this chapter:  (1) “Caregiver” means a parent, adult household member, or other person responsible for a child’s welfare.  (2) “Child” means any person under the age of 18 years.  (3) “Placement” means the...Read More

When starting up a business, there are some important legal matters that you’ll have to deal with, no matter how much you’d love to just dive in and get started. However, if you neglect these legal steps, you’re going to find that maintaining the business down the road becomes much more difficult, and in some...Read More

If you are behind on your bills and on the receiving end of collection phone calls, you will probably hear collectors make some very threatening statements. While most debt collection professionals try to stay within the boundaries defined by the Federal Fair Debt Collection Practices Act (FDCPA), many others cross the line on a regular...Read More